Understanding Discourse on Digital Rupiah
The purpose of the issuance of the digital rupiah needs to be clarified so that the design and implementation is more accurate and the benchmarks of its success should also be clearly defined.
Electronic payments using credit cards, debit cards, electronic money or savings debits are quite common nowadays. The shift of the lifestyle to online transactions and support for online or offline payment infrastructure using QRIS has driven the rapid adoption of electronic payments. Nevertheless, the use of currency is still growing.
Even though the crypto world is currently experiencing a "winter," there is the perception of crypto coins as a means of payment for buying crypto assets or as the main payment instrument on the Web 3 platform.