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Abundant Funds but Slow Disbursement

The digital transformation should be further pushed to increase financial inclusion, which could in turn strengthen economic recovery efforts.

· 6 minutes read

Enny Sri Hartati

Before the Covid-19 pandemic hit Indonesia, the government intensively campaigned the importance of Industry 4.0. Almost all ministries and agencies have initiated programs and allocated a budget for the digital technology adoption. However, various digital programs, such as e-learning, e-forms, e-documents, e-procurement, e-commerce, e-budgeting, and other similar network services, seem to have gone nowhere.

Since the emergence of Covid-19, without a structured and systematic program, the public has been "forced" to adapt to go digital. During the pandemic, the number of internet users is estimated to reach 175.4 million people or around 64 percent of the total population in Indonesia. The number of the social media users alone is estimated to reach 160 million people.

Syahnan Rangkuti
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